Terms of Use


Last Updated: Sept 22, 2021

Welcome to the Ovante website located at https://ovante.org (the “Website”). Ovante is a program of Accion International (together with its affiliates, “Accion,” “we,” “our,” “us,”), a 501(c)(3) not for profit corporation. Please read the following Terms of Use and Conditions (“Terms”) carefully because they govern your use of the Website, including, but not limited to, the online learning experiences, program applications, and all content, information, and services on our Website. This Website and all content, information, and services hosted on our Website and program applications are collectively called the “Services.”



By visiting this Website and using our Services, you, the person accessing this Website, agree that you are legally bound by these Terms. If you object to any provisions of these Terms, do not use this Website and cease all use of our Services. You may also be directed to specific Ovante or Accion digital properties outside of this Website when using certain of our Services (e.g., clicking on a link). Any such external site will be governed by the terms and conditions and privacy policy (if any) of such site.



Unless otherwise stated, Accion and/or it’s licensors own the intellectual property rights for all material on this Website and in the Services, including without limitation, the images, text and the trademarks, service marks, logos, toolkits, modules, and learning content on this Website (collectively, the “Content”). All Content is protected by copyright and other intellectual property rights under both United States and foreign laws and Accion reserves all intellectual property rights in the Content. 


You may view, download and/or print pages from this Website for your own personal or internal business use subject to these Terms. You must not republish, duplicate, copy modify, transfer, sell, rent or license the Content, or otherwise make use of the Content for any commercial purpose, without Accion’s prior written permission.  

You may share or redistribute Content only as permitted using the ‘share’ feature or by creating a link to our Website, so long as the link: (a) is not in any misleading; (b) does not falsely imply sponsorship, endorsement or approval by Accion of the linking party and its products or services; and (c) the link does not reflect unfavorably to Accion. We reserve the right at any time and in our sole discretion to request that you remove any particular link to our Website. You agree to immediately remove all links to our Website upon such request.


If you would like to publish information that you find on our website, please send your request through the Contact Link.



Our Services may contain links to third-party websites or services that are not owned or controlled by Accion. We take no responsibility for, the content, privacy policies, practices, views, or accuracy of the information contained on other sites. 



By submitting your email address to this Website, you consent to being placed on Ovante’s mailing lists and thereby receiving e-mail correspondence from Ovante, including newsletters and Website updates. You may remove your e-mail address from the applicable mailing list at any time by clicking the “unsubscribe” link in any e-mail from Ovante. Although Ovante will promptly remove your e-mail address from its mailing list, you may still receive any e-mails that are initiated before your e-mail address is removed from the list.



By submitting your WhatsApp information to this Website, you consent to receiving periodic communication from Ovante through the messaging platform “WhatsApp,” including invitations and reminders to start and complete modules. 



You agree that the use of or linking to this Website or any Services is at your sole risk. To the maximum extent permitted by applicable law, Accion, its successors, and its affiliates disclaim all representations and warranties, whether express or implied, including but not limited to fitness for a particular purpose and/or the use of reasonable care and skill, relating to our Website and Services. 


We make no representations that the Content or the Services are appropriate or that they may be used or downloaded outside of the United States. Access to the Services may not be legal in certain countries outside of the United States. If you access the Services from outside the United States, you do so at your own risk and are responsible for compliance with the laws of the jurisdiction from which you access this Website.



In no event shall Accion, nor any of its officers, directors, employees, volunteers, agents, licensors, and suppliers be held liable for any indirect, consequential, or special liability arising out of or in any way connected with your use of this Website or Services. 



We may employ the use of cookies. By using this Website, you consent to the use of cookies in accordance with Accion’s Privacy Policy



Accion may collect from you any information you provide us when you complete a learning module, sign up for periodic updates, or engage with us in any other way that requires your contact information, identification number, country, and/or any other personal identification information. 


We use this information for a number of purposes and activities including to provide you with the Services and to send you periodic communication and information. We may disclose this information to third parties, including our affiliates, partners, consultants, vendors and service providers, if we are working with them to provide Services, if we have a duty to disclose or share your information, to comply with any legal obligations, and to enforce and comply with these Terms and other agreements.



Please refer to Accion’s Privacy Policy, which is incorporated into these Terms by reference, for additional information on how we collect, use, and disclose your information when you visit our Website or use the Services.



If you have any questions about these Terms, you can contact us at legal@accion.org.



Our Terms may be updated from time to time. Each time you access this Website and/or use our Services, the current version of the Terms will apply.